The future is in affordable housing

History of our forms of tenure

Brief history of our way of regulating and developing housing

Since the second half of the 20th century, the preponderance of one or another form of tenure has been marked in recent decades by the current situation, economic cycles, and housing policy.

Census 1950

Census 1960

Census 1970

Census 1981

Census 1991

Census 2001

Fnt: INE Population and housing censuses

Censo 1950

Censo 1960

Censo 1970

Censo 1981

Censo 1991

Censo 2001

Fnt: INE Population and housing censuses

50’s

A preponderance of the tenure of the rent was revealed, after the Civil War. The precarious state of the Spanish real estate park led to the creation of the rent with a legislation, the LAU of 1964, very oriented to the protection of the tenant (right to forced extensions, rent increase very controlled).

60’s -70’s

The LAU of 1964 and the new Horizontal Property Law -PH- (Law 49/1960 in force today), together with the economic boom of the 1960s, represented a turning point, and the most popular form of tenure became the domain. The PH fulfilled the aspirations of ownership of a Spanish generation who were opening up to the world, the middle class was created. The PH, as a way of organizing a multi-unit building, assigned more or fewer proprietary rights whether it was an element exclusive or in common use.

80’s -90’s

The property was driven by a very comprehensive regulation concerning the territorial credit system, from the Mortgage Law of 1861 and the creation of the Spanish Mortgage Bank in 1872, to the liberalization of the mortgage market by LMH 1981, which created a banking system and savings banks to develop the mortgage loan.

The rent was declining due to lack of incentive measures and regulations, not even the Boyer Decree RDL 2/1985 succeeded in relaunching the rent as an alternative, nor was the current LAU 1994 theoretically more equitable when determining rights and obligations for both parties.

The era of 2000

Today and after the new failed reform in 2013 of the LAU and after 13 years of housing crisis, free leasing remains objectively unaffordable for many families, Spain has an underdeveloped, invertebrate, and unprofessional market, the scarcity and lower quality of The supply of rental housing has led to a shift towards property, helped by a lack of budget and stable legislation on public rental housing policies.

The next 20’s-30s

During the next decades we will tend towards a professionalization of the rental sector, legislation favorable to affordable rental housing will be the general norm and will tend to be stable over time, as many international strategic documents advance. Some political decisions such as the cancellation of deduction for new home purchases (2012) and the increase in VAT have already had a positive impact on the increase in rent. The implementation between 2008 and 2012 of the Basic Emancipation Income for young people between 25 and 29 years of age was the first political measure that mainly promoted renting and broke the old paradigm of public support for property.

The forms of tenure must not lead to premature and uncertain financial commitments, and must provide sufficient stability and temporary security until decisions on long-term financial commitments are desired / can be made.

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